26 August 2015
RM is going as I typed this. It is now RM4.26 for US$1. What it meant to me:
1) It is going to be hard changing RM to Yen at the end of the year;
2) I cannot order things from US again.. so for the time being bye bye Walmart, MK, Amazon, Macys, Coach etc.
3) I can change whatever foreign currencies I have in hand now, US$, AUD$, Swiss Francs, Euro, Scotland and UK Pound, etc. If I wish to do so.
4) Next vacation will only be within Malaysia.
Us.Together.Family.Happiness.
Wednesday, August 26, 2015
Stupid Malaysian Drivers
26 August 2015
My blood was boiling this morning driving to work. Malaysian drivers' attitude always make me want to scream and go bonkers with their selfishness, stupidity and dangerous driving. As it is I am mad everyday seeing people cutting Q and cut using the other lane on a road that is a 2 way lane inconveniencing drivers that want to go to Amanputra.
This morning this selfish male driver in a black Proton Pesona WXF 9096 refused to let me taking my turn going to the 2 lane road from the JVC roundabout. I honk out of frustration and I really naik darah it is actually boiling. From the roundabout there would be 4 lanes becoming 2 lanes going to Goodyear roundabout. Cars should be taking turn going to the left lane and he just would not let me cut in it is actually dangerous coz our side mirror almost touched. To the Pesona driver, I hope you met with an accident and rot in hell. Selfish! And I am not even cutting Q like other moron drivers. It was supposed to be by turn going into the road... grrrr... I just cannot explain how mad I was this morning I actually shiver. I have my principle, I will never cut Qs and pay to policeman in case I was stopped for committing a traffic offence. I still use my phone when driving in a jam and taking calls (using speaker phone). Using phone in a jam actually reduce my stress, and I think is a good thing.. but I was honked once, by a lorry! Imagined how shocked I was, getting so caught up in checking my FB and forgetting the fact that I was at a traffic light and it's already green huhuhu. My fault, sorry lorry!
My blood was boiling this morning driving to work. Malaysian drivers' attitude always make me want to scream and go bonkers with their selfishness, stupidity and dangerous driving. As it is I am mad everyday seeing people cutting Q and cut using the other lane on a road that is a 2 way lane inconveniencing drivers that want to go to Amanputra.
This morning this selfish male driver in a black Proton Pesona WXF 9096 refused to let me taking my turn going to the 2 lane road from the JVC roundabout. I honk out of frustration and I really naik darah it is actually boiling. From the roundabout there would be 4 lanes becoming 2 lanes going to Goodyear roundabout. Cars should be taking turn going to the left lane and he just would not let me cut in it is actually dangerous coz our side mirror almost touched. To the Pesona driver, I hope you met with an accident and rot in hell. Selfish! And I am not even cutting Q like other moron drivers. It was supposed to be by turn going into the road... grrrr... I just cannot explain how mad I was this morning I actually shiver. I have my principle, I will never cut Qs and pay to policeman in case I was stopped for committing a traffic offence. I still use my phone when driving in a jam and taking calls (using speaker phone). Using phone in a jam actually reduce my stress, and I think is a good thing.. but I was honked once, by a lorry! Imagined how shocked I was, getting so caught up in checking my FB and forgetting the fact that I was at a traffic light and it's already green huhuhu. My fault, sorry lorry!
Wednesday, August 19, 2015
Balance menyusut
19 Aug 2015
Went to Pejabat Tanah Petaling for the 1st time today. Search was made easy by Waze that surprisingly did not give me "no GPS" sign. The easy way would be using the Guthrie Hiway all the way until you need to exit at Elmina. From there turn right and go straight for about 4 km and the office will be on your left.
I am happy to get the information that I wanted, however need to call the landowner's lawyer to verify the status of compensation. The U-Turn to go back to office was very far though.
During lunchtime I managed to settle payment for the deposit and withdraw some RM from my TH account to pay for 30,000 UMWOG shares that I bought at 98.5 sen. The deposit was required to reserve the car for us. Otherwise Honda will have to release it to other people. We are required to pay the deposit by Friday and I decided to settle it today. However even after deposit had been paid, the car still cannot be registered as we have to wait for the running no to catch up. It is now WB 4767 W. The Honda salesman said for WB ___ X might be in the middle of next week.
My P is suprisingly very heavy today and I felt dizzy.
Addition:
25th August 2015
I informed that Honda (M) staff that the running no is now WB 288 X and the car should be able to be registered today. On overage, 2,000 cars are registered daily in KL so the numbers are moving very fast. I also asked whether the car can be delivered on or before Thursday as we are going back to Muar this Saturday. However it does not matter now as Abah do not want to come with us as we will be going back for 2 nites, He might feel that it is too long and wish to go with Abg Li instead.
When I asked whether there is any free gift that comes with the car the staff mentioned only an umbrella will be given huhuhu. There are also 2 choices to do the window tinting i.e. with 3M and Eco-tint ranging from RM1500 to RM2,800. We will decide on that later as we are taking delivery early.
Went to Pejabat Tanah Petaling for the 1st time today. Search was made easy by Waze that surprisingly did not give me "no GPS" sign. The easy way would be using the Guthrie Hiway all the way until you need to exit at Elmina. From there turn right and go straight for about 4 km and the office will be on your left.
I am happy to get the information that I wanted, however need to call the landowner's lawyer to verify the status of compensation. The U-Turn to go back to office was very far though.
During lunchtime I managed to settle payment for the deposit and withdraw some RM from my TH account to pay for 30,000 UMWOG shares that I bought at 98.5 sen. The deposit was required to reserve the car for us. Otherwise Honda will have to release it to other people. We are required to pay the deposit by Friday and I decided to settle it today. However even after deposit had been paid, the car still cannot be registered as we have to wait for the running no to catch up. It is now WB 4767 W. The Honda salesman said for WB ___ X might be in the middle of next week.
My P is suprisingly very heavy today and I felt dizzy.
Addition:
25th August 2015
I informed that Honda (M) staff that the running no is now WB 288 X and the car should be able to be registered today. On overage, 2,000 cars are registered daily in KL so the numbers are moving very fast. I also asked whether the car can be delivered on or before Thursday as we are going back to Muar this Saturday. However it does not matter now as Abah do not want to come with us as we will be going back for 2 nites, He might feel that it is too long and wish to go with Abg Li instead.
When I asked whether there is any free gift that comes with the car the staff mentioned only an umbrella will be given huhuhu. There are also 2 choices to do the window tinting i.e. with 3M and Eco-tint ranging from RM1500 to RM2,800. We will decide on that later as we are taking delivery early.
Tuesday, August 18, 2015
This lousy feeling
18 Aug 2015
I simply don't feel good today. There is a lot of things happening related to work that I am not happy of. In addition of Citibank rejecting my request for an exemption of the annual membership fee. I actually feel like crying for no reason. At this moment of time I wish I can just resign from work and relax. It is just wishful thinking anyway knowing that I have tons of debt that no one can help settle. Plus the new car loan will start soon. Plus we did not manage to find a buyer for the Civic yet.
I was involved in the closing of dormant companies and a lot of things to do and people's expectation that everything can be done fast is really demotivating. An exec from an SBU had been reassigned to other section and her boss is assigning some one else My mood to work is slipping away yet I seems to not have other alternative or I simply did not try to find one.
I simply don't feel good today. There is a lot of things happening related to work that I am not happy of. In addition of Citibank rejecting my request for an exemption of the annual membership fee. I actually feel like crying for no reason. At this moment of time I wish I can just resign from work and relax. It is just wishful thinking anyway knowing that I have tons of debt that no one can help settle. Plus the new car loan will start soon. Plus we did not manage to find a buyer for the Civic yet.
I was involved in the closing of dormant companies and a lot of things to do and people's expectation that everything can be done fast is really demotivating. An exec from an SBU had been reassigned to other section and her boss is assigning some one else My mood to work is slipping away yet I seems to not have other alternative or I simply did not try to find one.
Friday, August 14, 2015
The Journey to Get a New 171
14 Aug 2015
Yesterday hb went to Maybank SS14 Subang to sign the loan agreement. The agreement actually came from Muar as the car loan was taken from that branch and they had to courier the documents to a Maybank here to that hb can sign and they can verify the hirer's thumprint.
The reason we took a loan from a bank so far away from here?
Well, it is actually because Maybank Muar was the only one entertaining my queries to obtain to a loan for the new car. Prior to that I had already call Maybank Bangsar, the contact given by En. Wahab from Honda Malaysia, and Maybank Section 14 Shah Alam. I call Maybank Bangsar but was not picked up, and my message was never replied. Section 14 said at 1st they cannot process the loan because Honda Malaysia was not one of the dealer in their list. They ask us to confirm whether Honda can issue an invoice or not. If yes, then they can process. Not satisfied, I then called Maybank Muar to verify the process. They said the same but they went further by giving me detail explanation on the process and how they arrive at the rate offered. The rate will be from 2.45 to 2.6 depending on a few conditions. Cik or Puan Hanis and her staff Suhaila were very helpful. I've dealt with Suhaila since I took loan for the Civic back in 2008. The loan had been settled in June 2015.
We decided on the Accord based on a few factors:
1) Hb is entitled for staff discount;
2) We want a car bigger than the Civic;
3) The current Accord had a nice design;
4) Other MPV/SUV would be too expensive. The one that is affordable do not have nice design.
We were undecided on the colors, whether silver or modern steel and we finally decided on Modern Steel color. Hb had to fill up a form as staff purchase and the sale had to be done through Honda Malaysia and not its dealers. Only delivery of the car will be done through the dealer (HZN Glenmarie chosen by us).
After that we had to get all documents ready i.e. 3 months salary slip, bank statement to show the salary credited into the account, EA form, confirmation as employee of DRB, copy of IC and driving licence. All docs are merely sent to Cik Hanis via Whatsapp! Technology helps *smile*.
As there is no rush to get the car as we did not trade in our Civic, we decided to tender the plate no. Decided on WB 171 X which application will closed on 23 June 2015 and the result was released on 22 July 2015. I had to fill up the MV form downloaded from JPJ website, make money order for half on the tender amount (RM225), self addressed envelope wit RM1 stamp and deliver the document by hand to En. Khairun from Honda who came to UMW to collect.
We were successful in the tender however the letter to inform that we were successful never came. That's the reason I had to brace the traffic jam and the sesat barat to settle the matter. I went out from the house at 7.30 to send Ariana then use MEX to get to Wangsa Maju. It was jam like hell and it was nearly 10am by the time I reached Pintu 5 of JPJ Wangsa Maju. I was directed to a nice officer named En. Mohamad Awang and he just verify hb's IC no and printed the award letter.
Took a no and went to Kaunter 40 to pay the balance of RM285 which I cannot fathom. My tender amount was RM510, and half was paid. So I should be paying another RM255, and not RM285. I asked the person manning Kaunter 40 but did not get a clear explanation.
Going back to the office was really fast and I managed to reach at 11.15am. I informed En. Wahab the status of the loan and plate no and also when to pay the downpayment. We decided to take a RM80,000 loan for 7 years which monthly instalment will be RM1,125 at the rate of 2.58%.
I was hoping to get the car before we go back to kg end of this month as Abah want to follow us to meet his friend Uncle Misban who will be going for Haj this year. The Civic had become too small for us, 2 kids, Abah and Bibik.
We also had a thought of buying bigger car like the Vellfire Abg Pie is using but not now. And I definitely don't want to drive a car that big to my office.
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